On the other hand, the California Owner's Title Insurance Policy protects the buyer against claims and liens. Lenders in California often require borrowers to purchase a California Lender’s Title Insurance Policy which guarantees protection for California lenders against issues arising out of defects on the title of a California property. There are two types of California title insurance policies: Lender’s Title Insurance Policy and Owner’s Title Insurance Policy. Have a look at our Title Insurance explainer video to see how title insurance can protect your lender and your ownership in case of a title defect. ![]() Title insurance in California protects buyers and lenders from financial liabilities that may arise due to a title defect or a hidden lien. ![]() Title insurance is an important cost component within Closing Costs that always intrigues a first time home buyer.
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